A loan of $2,050 helped to buy young bulls for fattening and resale.

Gulmira's story

Gulmira is 48, divorced and the mother of 4. She has a college degree, and teaches at the local school. After her husband died, she looked for new sources of income and decided get into farming and animal husbandry. She started the business with 12,000 som (KGS), and used this money to buy 3 sheep. Thanks to her backbreaking efforts and productive work, Gulmira increased her farm's animal herd and began to earn a monthly income of 15,000 som (KGS). Today Gulmira's farm has 2 dairy cows and 4 calves. She also has 2.72 hectares of land planted in beans. Gulmira has turned out to be both hardy and patient, and after the death of her husband, she has been providing for her family all by herself. WIth the goal of expanding her farm business, Gulmira has turned to the Bai Tushum & Partners Microloan bank for a loan in the amount of 100,000 som (KGS) to buy young bulls for fattening and later resale. Gulmira plans to invest the proceeds from the loan into further expanding her small farm business and in the future wants to save money for her oldest son's wedding.

Translated from Russian by Kiva volunteer Peter and Lynne Weil

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