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Saltanat is 29 years old, married and has four children, all daughters. After graduating high school with a diploma, Saltanat married at a young age. Since 2005, she has worked in agriculture and livestock, starting her business with 1,000 KGS. Saltanat's spouse is a shepherd, herding the animals belonging to the people in their village. Thanks to Saltanat's hard work, today she has many animals: two dairy cows, two calves, and ten sheep. She also has .43 hectares of irrigated land, and an additional allotment of .22 hectares. The profits from her efforts allow Saltanat to breed her animals and improve her family's circumstances. With the goal of further business growth, she has turned to the microfinance bank Bai Tushum and Partners for a loan of 100,000 KGS to buy dairy cows. The income provided by the loan will go towards expanding her herd.
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Салтанат, 29 лет, замужем, многодетная мать имеет 4 детей (4 дочери). Образование-среднее. После окончания средней школы Салтанат вышла замуж совсем в юном возрасте. С 2005 года занимается сельским хозяйством- животноводством и полеводством, начав этот бизнес с суммы 1 000 сом (KGS). Супруг Салтанат –пастух, пасет домашний скот жителей своего села. Благодаря упорному труду Салтанат, на сегодняшний день она имеет хорошее хозяйство: 2 дойные коровы, 2 теленка, 10 овец. Также в наличии имеет 0,43 ГА поливной земли и 0,22 ГА земельного надела. Прибыль позволила Салтанат размножить скот в домашнем хозяйстве и тем самым улучшить семейное благосостояние. В целях дальнейшего развития своего бизнеса, Салтанат обратилась в Микрофинансовый Банк «Бай-Тушум и Партнеры» за кредитом в сумме 100 000 сом (KGS) на покупку дойных коров. Доходы от кредита Салтанат планирует вложить в дальнейшее увеличение количества скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 62
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 48.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,075 helped Saltanat to buy cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 20, 2013
Jul 10, 2013
Currency Exchange Loss:
Aug 27, 2014