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Kalbubu is a 68 year old widow. After the dissolution of the Soviet Union she lost her job and to find a steady income to support her family she began farming and raising animials. She began her business with 10,000 somoni. Thankfully through her back-breaking labor and tireless work Kalbubu achieved a little progress and began to make a profit of 10,000 somoni a month. Nowadays on the farm Kalbubu has two cows and twenty sheep. She also had allotted land for planting and processing beans. In order to further develop her business, Kalbubu is appealing to "Bai Tushum" for a loan of 40,000 somoni to buy fertilizer and fuel. Income from the loan Kalbubu plans to invest in the development of their small business.
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Калбубу, 68 лет, вдова. После распада Союза, и потеряв работу, Калбубу в поиске доходов для своей семьи стала заниматься полеводством и животноводством. Бизнес начала с 10 000 сом(KGS). Благодаря ее непосильному труду и емкой работе Калбубу достигла небольших успехов в работе и стала получать ежемесячную прибыль в сумме 10 000 сом(KGS). На сегодняшний день в хозяйстве Калбубу имеется: 2 дойные коровы и 20 овец. Также в наличии имеет земельный надел на обработку и посадку фасоли. В целях дальнейшего развития своего бизнеса, Калбубу обратилась в «Бай-Тушум и Партнеры» за кредитом в сумме 40 000 сом (KGS) на покупку минеральных удобрений ГСМ. Доходы от кредита Калбубу планирует вложить в дальнейшее развитие своего небольшого бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 63
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 48.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Kalbubu to buy fertilizer and fuel.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 21, 2013
Jul 10, 2013
Currency Exchange Loss:
Jul 17, 2014