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Uno Group
In this Group: Rosalia, Deysi, Maria Teresa, Rafael, Eliana, Bianca Yahil, Herman, Magdalena
The Enterprising Bank UNO is made up of eight members; six women and two men. The president of the bank is Rosalía (in the photo she is the first on the left wearing a green shirt and a grey purse). She is 32 years old and has two children ages 6 and 13. She sells cosmetics through catalogues. She is a street vender and sells her products visiting homes and public and private offices in Santa Cruz where she offers her products. This is her first loan sequence in the institution.

Rosalía will use the loan to purchase cosmetics and jewellery wholesale and on sale and in this way be able to provide various products to her customers and increase her earnings. Her reason for requesting this loan is to improve her business. Rosalía will use the profits to continue buying various beauty products. Rosalía is a young person who works hard. She is happy for the opportunity given to her and her colleagues in the group as some support their families alone.
View original language description ↓
El Banco de emprendimiento UNO Está compuesto por ocho integrantes seis mujeres y dos varones, la presidenta del banco es la Sra. Rosalía en la foto (parada primera desde la izquierda polera verde con cartera color plomo) tiene 32 años, tiene dos hijos de las edades de 6 y 13 años, ella se dedica a la venta de cosméticos por catalogo, ella vende sus productos de manera ambulante, visitando domicilios y oficinas públicas y privadas de la ciudad Santa Cruz, donde ofrece sus productos, este préstamo es su primera secuencia dentro de la institución, la Sra. Rosalía va a utilizar este préstamo para la compra de cosmético y joyas por mayor y que se encuentran en promoción y de esta manera brindar variedad de productos a su clientela e incrementar sus ganancias, su razón para solicitar este préstamo es seguir mejorando en su negocio, la Sra. Rosalía va a utilizar los beneficios para seguir comprando variedad de productos de belleza, la Sra. Rosalía es una persona joven y muy trabajadora se siente feliz por la oportunidad brindada a ella ya sus compañeras de grupo ya que en algunos casos mantienen solas a sus familias.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 123
    View loans »
    Bolivia Loans Fundraising
  • $36,239,775
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD
A portion of Uno Group's $2,975 loan helped a member to purchase cosmetics and jewellery wholesale.
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 13, 2013
Jul 8, 2013
Currency Exchange Loss:
Aug 7, 2013