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Patriotas De Patria Group
In this Group: Micaela, Octavio, Isabel, Alejandrina, Lidia, Jose Luis , Luis Alberto, Francisco
A group of neighbours and friends set up the communal bank "Patriotas de Patria" [patriots of Patria] in the town of Patria. Micaela is 42 years old and lives in the town of Patria. She is a responsible and kind person who gets ahead in life through her main commercial activity which is buying and selling fruit such as pineapples, bananas, oranges, "caimito" [star apple] and "cocona".

At present she needs the loan to buy more fruit such as pineapples to increase her business capital.

This community bank is made up of various people who are always looking for opportunities to make progress and provide a better future for their children through daily hard work. The members work in agriculture, selling dry grains, selling clothing, selling wood, breeding small animals, motorbike maintenance and other activities. All of the members appreciate the opportunity provided by the loan and are committed to paying off their respective instalments in the agreed timeframes.

(The town of Patria is known for the sale of produce from the jungle as well as services such as accommodation and restaurants. Point of entry to Manu National Park.)
View original language description ↓
Un grupo de vecinos y amigos formaron el banco comunal “Patriotas de Patria” en el poblado de Patria.
Micaela tiene 42 años de edad y vive en el poblado de Patria, ella es una persona responsable y amable que sale adelante pues su actividad económica principal es la compra y venta de fruta como por ejemplo piñas, plátano, naranja, caimito, cocona entonces ella en esta oportunidad requiere el préstamo para comprar más frutas como por ejemplo piñas para incrementar su capital de negocio.

Este banco comunal está conformado por varias personas que buscan a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. Los socios se dedican a la agricultura, venta de granos secos, venta de ropa, venta de madera, a la crianza de animales menores, hacer mantenimiento de motocicletas y otras cosas más.

Los socios en general agradecen la oportunidad brindada y se comprometen a cumplir con el pago de sus diferentes cuotas en los plazos establecidos.

(El poblado de Patria se destaca por el comercio de productos de la selva, así como servicios de alojamiento y restaurantes. Punto de ingreso al Parque Nacional del Manu.)

Additional Information

More information about this loan

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 115
    View loans »
    Peru Loans Fundraising
  • $61,996,325
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Patriotas De Patria Group's $3,075 loan helped a member to buy more fruit such as pineapples.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 28, 2013
Jul 8, 2013
Currency Exchange Loss:
Jan 17, 2014