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María Elena
María is 23 years old and lives with her three sons in the small village of La Cumbre, in the Concepción municipality of Sololá.

María works from home and has a business producing hand crafted items such as belts, ceramic beaded bracelets and a variety of embroidery, which are used in her community. She learned her trade when she was very young and now has 10 years of experience with these types of crafts, which generates a good revenue and income to cover her family's expenses.

She is applying for this loan of 3,000 GTQ to purchase beads and thread which she needs to produce her products.
Her dream is to build another house for her children because they are still small, and she wants to achieve this to secure a better life for them in the future.
View original language description ↓
María es una mujer de 23 años de edad, vive junto a sus 3 hijos hombres en el Caserío La Cumbre, Concepción, Sololá.
Ella se dedica a la elaboración de artículos como fajas, pulseras de mostacia y bordados a mano de diferentes clases, que son utilizados en su comunidad. Esta labor lo realiza desde su vivienda. Aprendió esta actividad desde pequeña y lleva ya 10 años de trabajar con este tipo de artículos que le genere ingresos y ganancias buenas para solventar los gastos familiares.
De manera que está solicitando un préstamo de Q 3,000.00 para comprar hilo y mostacia para la elaboración de su producto.
Su mayor sueño es construir otra casa para sus hijos ya que están aun pequeños, esto lo quiere hacer con el fin de asegurarles una vida mejor en un futuro.

Additional Information

More information about this loan

ADICLA's youth entrepreneurship loans allow young people without prior credit histories to borrow in groups, an opportunity that is not offered by many other microfinance institutions in Guatemala. The loans will be used to help them start small businesses.


ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.

About Guatemala

  • $5,300
    Average annual income
  • 62
    View loans »
    Guatemala Loans Fundraising
  • $12,439,175
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped María Elena to purchase beads and thread to produce her products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 24, 2013
Jul 8, 2013
Currency Exchange Loss:
Jul 17, 2014