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Henry Jose
Henry lives in the city of Ticuantepe with his wife and children. He dreams of improving their standard of living. He works for a private company and wants to finish building his house so that his children can live better. His main obstacle is not being able to gather all the money he needs at one time to buy building materials, as other issues always come up. With this loan, he will be able to buy blocks, cement, sand, and iron so that he can build part of his house. He thanks Afodenic and Kiva for their support.
View original language description ↓
El señor Henry habita en el municipio de Ticuantepe junto a su esposa e hijos, el sueña que en un futuro puedan mejorar sus condiciones de vida, el labora para un empresa Privada y quiere terminar de construir su casa para que sus hijos puedan vivir mejor, su mayor dificualtad es que no puede recaudar de una sola vez el dinero para la compra de Materiales ya que siempre se le presentan incombenientes, con este credito podra comprar: Bloques, Cemento, Arena , Hierro y podra construir parte de su vivienda agradece el apoyo que Afodenic en conjunto a Fondos Kiva le ha brindado.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 54
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 24.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Henry Jose to buy building materials.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 19, 2013
Jul 7, 2013
Currency Exchange Loss:
Aug 17, 2014