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Francia is 54 years old and married with four children.

Francia works hard to provide for her family. She sells school supplies in the Philippines. She has been running the business for two years and also earns an income from food vending and raising pigs.

She requested a PHP 10,000 loan through NWTF to buy additional school supplies like cartolina (construction paper), paper, notebooks, erasers, pencils, etc., to sell.

Francia has borrowed and repaid 21 loans from NWTF before this loan.

Francia aspires to save enough money so she could afford to send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 314
    View loans »
    Philippines Loans Fundraising
  • $70,580,225
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Francia to buy additional school supplies like cartolina, paper, notebooks, erasers, pencils, etc. to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 17, 2013
Jul 9, 2013
Currency Exchange Loss:
Jan 17, 2014