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As a widowed parent of three children, Arcely works hard to support her family. She has a general store in the Philippines, and she also earns additional income from renting rooms in a boarding house. Arcely is borrowing PHP 29,500 through NWTF to buy items to sell in her store, such as bottles of mineral water, cola drinks, bread, eggs, yoghurt and other groceries. Arcely has been maintaining her business activities with her past 22 loans from NWTF. She hopes that her hard work will help her attain her dream of building and expanding her business to secure the future of her family.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 490
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Arcely buy additional items to sell at her store, including bottles of mineral water, cola drinks, bread, eggs, yoghurt and other groceries.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 24, 2013
Jul 9, 2013
Currency Exchange Loss:
Jan 17, 2014