A loan of $925 helped to start up a poultry farm.


Salome's story

Salome is 25 years old. She is married and lives in the Terjola District with her husband, two children and retired grandmother. The family runs an agricultural business. In particular, they own four cows, two of them are milking. Salome produces cheese and sells it in the local market. In addition, the family has a pig and sells piglets seasonally.

Since their income is not enough for the family's needs, Salome decided to start up a new business. She went to a local credit agency to get money for this business start-up, but without any success. Her loan request was always rejected because of her low income and lack of experience in starting a new business. She received the loan in the framework of a start-up loan program that was initiated jointly by Credo and Kiva. This program aims at the provision of business start-up funds for the Georgian rural poor, who do not have access to regular credit products, as they live in poverty and are regarded as “borrowers with a high risk."

With the requested credit, Salome will purchase chickens and raise them. After 4-5 months, she will start to sell them. The hens will be sold on the local open market by Salome. She will reinvest the profit for the further expansion of the farm. Also, part of the profit will be used to purchase some necessary household goods to improve her living conditions.



Loan details


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Loan details