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Gulchehra is a good-natured woman of 42 years. She's married and has 3 children. Gulchehra was born into the family of a "dehkan" farmer; her parents were poor and weren't able to provide her with a good education. After graduation high school, Gulchehra helped her father work in the fields and provide for her family.

Today, Gulchehra has her own family to take care of. She wants her children to have a good life. So for the past 16 years, Gulchehra has managed her own retail business, which focuses on buying and selling women's shoes. She's able to sell goods quickly, making her business profitable. Meanwhile, her husband works as a farmer, growing various grain crops, which significantly supplements their family budget. In order to improve their quality of life, Gulchehra wants to expand her business and gain more profit. Therefore, she approached Arvand with a request for a loan to buy more women's shoes for resale. She's hoping for your help.
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Гулчехра добродушная женщина в возрасте 42 лет. Она замужем и имеет троих детей. Гулчехра выросла в семье дехканина, её родители были бедны и не смогли дать ей хорошего образования. После окончания средней школы Гулчехра стала помогать своему отцу работать на поле. Этим самым они зарабатывали на пропитание.

Сейчас, когда Гулчехра имеет свою семью, она желает, чтобы жизнь её детей была хорошего уровня. Поэтому Гулчехра занимается своим бизнесом, чтобы хорошо зарабатывать на жизнь и обеспечивать своих детей всем необходимым. Вот уже как 16 лет она занимается купля продажей женской обуви. У неё хороший товарооборот и получаемая прибыль. Также её муж занимается деканством, выращиванием зерновых культур и от этого бизнеса они также получают дополнительный доход в семейный бюджет. Для того, чтобы улучшить уровень и качество жизни, Гулчехра желает расширить свой бизнес, чтобы получать больше дохода. Поэтому она обратилась в Арванд и хочет получить кредит, чтобы закупить больше товара, а именно женской обуви для продажи. Она очень надеется на поддержку Арванд.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 265
    View loans »
    Tajikistan Loans Fundraising
  • $31,845,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Gulchehra to buy women's shoes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 3, 2013
Jul 11, 2013
Currency Exchange Loss:
Aug 17, 2014