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Kimhen's Group
In this Group: Kimhen, Tom
Kimhen, 28, is a mother of three children, one of whom is in school. They live in Battambang province. For her and the rest of her family, nine hectares of rice farming is the single business that she has had for six years.

With VisionFund (Kiva’s partner), Kimhen is a third-time borrower, while her co-member is a first-cycle client. Kimhen has managed to upgrade her living in a gradual manner, which resulted from the positive outcomes of the loans that she has repaid completely.

Now, she and her joint member are seeking 1,000,000 KHR each. As the group leader, she will spend her entire portion to buy fertilizer for her farmland. She expects that this purchase will return her a better yield than before.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 51
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 3,981.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kimhen's Group's $525 loan helped a member to buy fertilizer for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 6, 2013
Jul 8, 2013
Currency Exchange Loss:
Feb 19, 2014