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Sergei works at a factory which produces tourniquets. He lives in a two-room apartment which has not been repaired in a long time. Sergei wants to install a shower, change the floors and paint the walls. He has asked to receive a loan in the amount of 15,000 UAH. Sergei has taken out loans before, and has paid them back on time. Sergei hopes that improved living conditions will help him improve family relations.
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Сергей работает на фабрике по производству жгутов. Живет в двухкомнатной квартире, где ремонт делался очень давно. Сергей хочет поставить душевую кабинку, заменить полы, покрасить стены. Он просит предоставить кредит в размере 15,000 гривен. Сергей уже пользовался кредитами и выплачивал их своевременно. Сергей надеется, что улучшенные жилищные условия помогут наладить ему семейные отношения.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ukraine

  • $8,200
    Average annual income
  • 6
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,850 helped Sergei to improve living conditions.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 27, 2013
Jul 5, 2013
Currency Exchange Loss:
Jun 17, 2015