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The borrower lives with his parents and siblings in their own house. He has worked in agriculture for a number of years. His main planting is corn and beans. He sells his products in the various markets that are near his place of residence. With the earnings that he obtains he helps with the household expenses. The borrower is applying for a loan to be able to purchase the necessary supplies for his crops, such as seeds, fertilizers, compost, herbicides, etc., and to improve the land where he wants to do the planting, and thus to be able to continue helping his family without any limitation.
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El cliente vive con sus padres y hermanos en casa propia, el se dedica a la agricultura desde hace varios años su principal siembra es el maíz y el frijol sus productos los comercializa en los diferentes mercados que están cerca de su lugar de residencia con las ganancias que obtiene ayuda en los gastos de la casa, el cliente esta solicitando un crédito para poder comprar los insumos necesarios para sus cosechas como: semillas, fertilizantes, abonos, herbicida, etc. y mejorar el terreno donde desea hacer la siembra, y asi poder seguir ayudando a su familia sin limitación alguna.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 460
    View loans »
    El Salvador Loans Fundraising
  • $31,312,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,250 helped this borrower to buy seeds fertilizers, compost, herbicides, etc., and to improve the land.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jun 21, 2013
Jul 6, 2013
Currency Exchange Loss:
Oct 25, 2013