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Francisca lives together with her husband and her two children. She makes her living in agriculture, specifically in growing corn and vegetables. She has many years of work in this area, and it has given her a very valuable experience which has allowed her to obtain better crops. Her crop land is located in am agricultural area, and she sells in all the surrounding areas.

She already has many regular clients. These people always prefer her products because they are of quality and at truly affordable prices; also, the service is unmatched.

Francisca needs to invest in inputs, but she needs capital. Because of this, she is asking Apoyo Integral for a loan which will allow her to buy seeds, fertilizer, insecticide, tools, etc. Francisca has good payment references and is sure she can pay off her debt in time, and is also confident that she can give her family the quality of live they deserve.
View original language description ↓
Doña francisca vive junto a su esposo y sus dos hijos; ella se dedica a la agricultura específicamente al cultivo de maíz y hortalizas, tiene muchos años de trabajar en este rubro y se ha hecho de experiencia muy valiosa que le permite obtener las mejores cosechas , el terreno de cultivo está ubicado en una zona de incidencia agrícola, ella comercia en todas las zonas aledañas y ya tiene mucha clientela fija, estas personas siempre prefieren su producto pues es de calidad y a precios realmente accesibles además el servicio es inigualable, doña francisca necesita invertir en insumos pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar semillas, abono, insecticida, herramienta, etc. doña francisca tiene buenas referencias de pago y está segura que podrá saldar su deuda a tiempo, y a la vez tiene la confianza que podrá darle a su familia la vida que se merecen.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 698
    View loans »
    El Salvador Loans Fundraising
  • $29,576,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $450 helped Francisca to buy seeds, fertilizer, insecticide, tools, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Jun 28, 2013
Jul 6, 2013
Currency Exchange Loss:
May 18, 2014