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Juan Francisco
Juan, age 60, lives in his own home with his family. He works in agriculture, sowing corn and sorghum. He has done this for several years, and this is how he makes a living. He is a hard-working, responsible man who is very well-known in the area for his big heart and kindness to others. Because it is sowing season, he decided to start getting ready. For this reason, he has decided to request a new loan from Integral to invest in the purchase of seeds, manure, insecticides, fertilizer, herbicides, etc. What he most wants is for his harvest to be abundant and better than the previous ones; this is the only way he has to support his family. He trusts God that with His help and Juan's dedication and hard work, he will achieve his dream of improving his family's quality of life.
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Don juan de 60 años de edad, vive en casa propia con su grupo familiar, él se dedica a la agricultura, a la siembra de maíz y maicillo. Se ha dedicado a esta actividad durante varios años y es así como se gana el pan de cada día. Él es un hombre trabajador, responsable y muy conocido en la zona por su enorme corazón y amabilidad para con los demás. Debido a que ya es temporada de siembra tomo la decisión de comenzar a prepararse. Es por esa razón que ha decidido solicitar este nuevo crédito a INTEGRAL para invertir en la compra de semillas, abonos, insecticidas, fertilizantes, herbicidas, etc. Lo que más desea es que su cosecha sea abundante y mejor que las anteriores, ya que esta es la forma en que él consigue el sustento para su familia. Confía en Dios que con su ayuda, su dedicación y empeño en el trabajo lograra el sueño de mejorar la calidad de vida de su familia.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 509
    View loans »
    El Salvador Loans Fundraising
  • $31,377,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,000 helped Juan Francisco to buy seeds, manure, insecticides, fertilizer, herbicides, etc.
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Jun 18, 2013
Jul 6, 2013
Currency Exchange Loss:
Aug 5, 2013