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Aigul is 48 years old, a widow. She has four children - two sons and two daughters. She has been involved in animal husbandry and farming since 1995. She started the business with 3,000 som. Her husband passed away in 2004. Despite the loss of the family's provider, Aigul after all found the strength in herself to persevere and continue raising livestock and developing farming. Today, she is a successful farmer of her small farm, which has two dairy cows, one calf and thirty heads of small livestock. Also, she has a land plot, where she annually plants potatoes and beans. Aigul's monthly profit is 6,000 som. In order to further grow her business, Aigul requested a loan in the amount of 20,000 som (KGS) from the Microfinance Bank "Bai-Tushum and Partners" to buy saltpetre fertilizer and also to pay for the tractor services of harrowing, plowing and cultivating the soil. The children help her to run the household. Aigul plans to use the earnings from the loan to increase the livestock headcount. The family is very respected in the village and friendly.
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Айгуль, 48 лет, вдова. Имеет 4 детей (2 сына и 2 дочери). С 1995 года занимается животноводством и полеводством. Бизнес начала с 3 000 сом. Муж умер в 2004 году. Несмотря на потерю кормильца семьи, Айгуль все-таки нашла в себе силы выстоять и продолжить разведение скота и развитие полеводства. На сегодняшний день она успешный фермер своего небольшого хозяйства, а в хозяйстве у нее имеется: 2 дойные коровы, 1 теленок, и 30 голов мелкого рогатого скота. Также у нее в наличии имеется земельный надел, где она ежегодно сажает картофель и фасоль. Ежемесячная прибыль Айгуль составляет 6000 сом. В целях дальнейшего своего хозяйства Айгуль обратилась в наш Микрофинансовый Банк «Бай-Тушум и Партнеры» за кредитом, в сумме 20 000 сом(KGS) на покупку селитры, а также на оплату услуг трактора по боронованию, вспашке и культивации земли. Дети помогают вести домашнее хозяйство. На доходы от кредита Айгуль планирует увеличить поголовье скота. Семья очень уважаемая в селе и дружная.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 48.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Aigul to buy saltpetre fertilizer and also to pay for the tractor services of harrowing, plowing and cultivating the soil.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 14, 2013
Jul 5, 2013
Currency Exchange Loss:
Jul 17, 2014