A loan of $1,125 helped to buy cement, sand, and ceramic tiles.

Jose Ramon's story

José lives in the neighborhood Divino Niño in Managua, he is 38 years old and work as a security guard. His family depends completely on him, his wife is a housewife and his two children are still young, 8 and 12 years old, and go to elementary school.

José is applying for this loan in order to improve his house, he would like to lay ceramic tiles. He needs to buy cement, sand, and ceramic tiles. With this improvement he hopes to give his humble home a better look so that his family can have better living conditions.

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Translated from Spanish by Kiva volunteer Isabel Valencia

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Loan details