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At the age of 44, Shahzia is a married woman and a mother of three children. She has been running a business making garments for ten years with help of her husband. She is very expert in stitching garments in different designs and sizes. She stitches for the people of her community and also supplies a factory. Her business is good enough to have a decent life.

For the further improvement of her business she requested a loan of Rs. 50,000 to buy spools of thread and fabric in various colors along with packs of cutters and needles. She is in her seventh loan cycle and has shown excellent repayment behavior. She is very experienced in her business and confident that her business will move in a positive direction as a result of the loan investment.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 233
    View loans »
    Pakistan Loans Fundraising
  • $17,650,250
    Funds lent in using Kiva
  • 99.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Shahzia to buy spools of thread and fabric in various colors along with packs of cutters and needles.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 20, 2013
Jul 7, 2013
Currency Exchange Loss:
Jun 17, 2014