She sells palm oil, tapioca, charcoal, etc. She displays her products at her home. She started her business with her own funds, that she received from her husband approximately five years ago.
This new loan will enable her to buy two cans of palm oil, one sack of tapioca, and two sacks of charcoal, etc. With it, she wishes to expand her business, ensure her children's education, and feed them.
In conclusion, she thanks Hekima very much for supporting small-scale entrepreneurs with microcredit.
La cliente Gertrude est conseillère du groupe d’affaire « Tuamuke», entrepreneur expérimentée, âgée de 46 ans, mariée et mère de 9 enfants qui étudient tous. Son conjoint est un chauffeur. La cliente est vendeuse d’huile de palme, farine de manioc, braises, etc. Elle installe ses différents articles à son domicile. Elle commença ses affaires avec son fonds propre reçu de son mari, Il y a environ 5 ans. Ce nouveau prêt va lui servir d’acheter 2 bidons d’huile de palme, 1 sac de farine de manioc, 2 sacs de braises, etc. Ainsi, elle souhaite accroitre son entreprise, scolariser et nourrir ses enfants. Au finish, elle remercie fortement Hekima pour son soutien en microcrédit aux petits entrepreneurs.
Important InformationHEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About Congo (Dem. Rep.)
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Success!! The loan was 100% repaid