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Deborah Nsereko's Group
In this Group: Deborah, Cissy, Nulu, Margaret, Rose
Deborah N., the leader of a group of five women, is 47 and married with three children who are 27, 25 and 22 years old. All of her children are in school. Deborah lives in a semi-urban slum on the outskirts of Kampala that is prone to flooding during the rainy season.

She has been selling old clothes for the past 21 years, and the market for her business is fair. She sells her clothes at Owino market, the largest market in Kampala.

Deborah plans on using this loan to increase her stock of used clothing. Since she began working with MCDT, she has repaid 24 loans. With these loans, her business has prospered and her profits have enabled her to educate her children.

Deborah hopes to one day be able to buy a plot of land and build a house for her family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 126
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 1,620.0
    Uganda Shillings (UGX) = $1 USD