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Damalie Nakijaba's Group
In this Group: Damalie, Rosemary, Teo, Alima, Hadija
Damalie N., the leader of a group of five women, is 53 and single with three children, aged 33, 32 and 25, all of whom are working. Damalie also has five grandchildren. She lives in a semi-urban slum on the outskirts of Kampala that is prone to flooding during the rainy season.

Damalie has been selling bananas in Nakawa market for the last 24 years, working six days a week at a kiosk she rents in the market. Obtaining her bananas from a truck that transports them to the Mbarara village market, she must pay not only for the produce but also the high transportation fees.The biggest challenge Damalie faces is selling the bananas before they go bad. Her customers are families and other vendors in the market.

Damalie has been working with MCDT for the past five years, during which time she has been able to pay the school fees for her children and buy a house with three rooms.

Damalie hopes to continue to develop her business so that she can one day buy another plot of land.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 120
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 1,620.0
    Uganda Shillings (UGX) = $1 USD