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Ayvaz has been involved in agriculture for 25 years. Over these years of hard work Ayvaz currently runs a beautiful and profitable farm. He lives with his son and wife who run the farming business with him. Currently Ayvaz keeps on his farm 2 cows, 34 sheep, and 20 chickens. The family also owns a plot of land where different types of trees are cultivated (peach, apricot, apple, nut and pear).

Together with agriculture, Ayvaz also works as a driver, but unfortunately the salary he gets is hardly enough for covering basic needs. Ayvaz sells the gathered agricultural products in the local market and earns income which is vital for covering the family's daily needs. So, realizing that agriculture is very important for him, Ayvaz would like to enlarge his farm. Now, with a good credit history behind him, Ayvaz is requesting this loan. With the loan's help he plans to purchase 2 oxen and 5 pigs and he hopes that this will significantly improve his farm and will increase his income.

Ayvaz does his best to improve his family's living conditions and ensure a better life for his son and wife.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 167
    View loans »
    Armenia Loans Fundraising
  • $17,075,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,400 helped Ayvaz to pay for 2 oxen and 5 pigs.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 18, 2013
Jul 6, 2013
Currency Exchange Loss:
Aug 5, 2013