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Mrs. Mat C., 37, is a grocery seller and her husband is beef seller who buys oxen to kill and sell for profit. They live in Bak Roteas Village, Pursat Province. C. buys her grocery stocks from the town market and resells them to customers in her area. They have three children, all of whom are young and in school. C. earns around $4 per day. Her husband, Mr. Om Sokhorn, 45, earns around $50 per month. C. is requesting a loan of $500 to purchase more stock for her grocery store and to purchase oxen for her husband's business. The loan will allow her to expand her business and to increase her family’s income. C.’s husband is pictured because Mrs. C. is not available.

About Hattha Kaksekar Limited (HKL):

Hattha Kaksekar Limited (HKL) is one of Cambodia's largest and most successful microfinance institutions (MFIs). It is committed to helping its clients achieve their business goals by providing sound financial services, and thereby hopes to contribute to the social and economic development of Cambodia. HKL specifically targets women and poor families in order to help them achieve increased financial security and quality of life, by offering various credit programs and encouraging savings. In accordance with its mission and its commitment to operational and financial sustainability, HKL contributes part of its net profits every year to support social development in education and healthcare.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 66
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Mat to purchase more grocery stocks and oxen.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 13, 2008
Aug 21, 2008
Currency Exchange Loss:
Oct 15, 2009