Anna is a teacher with 10 years of experience teaching at a local school. She lives with her husband, parents-in-law (in the photo), and two kids (in the photo). Anna's husband is now working abroad and trying to financially support his family. Together with her parents-in-law, Anna is involved in agriculture. They keep 21 cows, a pig, and also grow different types of vegetables.
The whole family works hard to gather a good harvest and sell it locally. Now, they have some financial difficulties and are not able to cover the farming costs. Anna needs financial support to purchase seeds and fertilizer for successful cultivation of the land. As her parents-in-law are retired and aren't able to gather the harvest, Anna needs to hire workers and arrange the transportation of that harvest to the market.
Now this hardworking woman with perfect credit history has applied to SEF for a loan. The loan is very important for her to cover all the mentioned costs and to be able to earn more agricultural income.
She dreams of having a big and profitable farm, so her husband won't have to go abroad and live far from his farm.
About SEF International
SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.