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Ma. Gina
Ma. Gina is 32 years old and married with two children. She works hard to provide for her family by running a variety store in the Philippines. In order to purchase more stock to sell, she has requested a 17,000 Philippines pesos (PHP) loan through NWTF.

Ma. Gina has borrowed and repaid 12 loans from NWTF before this loan. She has been running the variety store for three years and also earns an income from rice retailing. She aspires to save money to expand her business and repair her family home.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 328
    View loans »
    Philippines Loans Fundraising
  • $70,768,400
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Ma. Gina to purchase more stock for her store.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 7, 2013
Jul 6, 2013
Currency Exchange Loss:
Sep 17, 2013