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Lusine is a young farmer who is already highly skilled in animal breeding and land cultivation. Lusine has been involved in agriculture since she got married in 2010. Currently Lusine and her husband own a farm which includes cows, sheep and chickens, and they also own a plot of land where they cultivate wheat, barley, potatoes and greens.

The couple works hard to gather a good harvest, sell it locally and earn income in order to meet the family's needs. They are devoted parents of two little kids and work hard to sustain their living.

Lusine is requesting this loan because she needs some improvements on her farm. With the loan's help she plans to purchase fertilizer, as it is very important for successful cultivation, and also she needs to purchase fuel for transporting the gathered harvest to the market.

This loan is very important for Lusine and her husband to be able to increase their agricultural business and ensure a better future for their children.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 121
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Lusine to pay for fertilizer and fuel for transporting the gathered harvest to the market.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jun 26, 2013
Jul 6, 2013
Currency Exchange Loss:
Aug 17, 2015