Elizabeth is a 27-year-old single woman. She describes herself to be hard-working and tolerant. She operates a tailoring business where she sells suits. She has been involved in this business for four years. Her business is located in a shopping center. She describes her biggest business challenge to be inadequate capital for expansion. She will use the KES 20,000 loan to purchase material for tailoring the suits. This is her first loan application with SMEP DTM.