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Ramzan is a 45-year-old married woman. The man shown in the photo is her husband, who is a laborer and is the only earner in the family. It was very tough for Ramzan to manage her household needs with the small income of her husband. Therefore, she decided to help her husband and earn some money. For this purpose, she started her business in animal trade. She buys small animals, brings them up, and then sells them to people in her area. Her husband assists her in his free time. Now she is playing a very important role in her family.

Currently, Ramzan requested a loan of 20,000 Pakistani rupees to purchase two more goats. She is in her second loan cycle. With this loan, she will definitely expand her business and income level.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 268
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 99.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Ramzan to purchase two more goats.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 14, 2013
Jul 5, 2013
Currency Exchange Loss:
Jun 17, 2014