A loan of $450 helped to buy more stock for his business.


Ronald's story

This is Ronald, 40, a resident of GMA, Cavite in the Philippines. He is married to Marianne, the mother of their children. He and his wife work hard and manage their household together.


Ronald runs a sari-sari, which is basically a small convenience store where groceries, toiletries and beverages are sold piecemeal to the local neighborhood. It is the place to go to buy one packet of shampoo, five PHP’s worth of cooking oil or an egg. He buys his goods wholesale, then sells them at retail prices. His store is next to his house, and his regular customers are his neighbors and the local community. He earns a minimum of 350 PHP a day in sales.


To help him continue operations, he is applying for a 19,000 PHP loan through CCT to buy groceries, toiletries and beverages to expand his inventory. He hopes to grow his business and dreams of all his children finishing school.


Locally, all CCT community partners and clients, of which Ronald is one, are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital and pay microfinance loans.



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