A loan of $475 helped to buy grocery items, toiletries and beverages needed for her business.


Mirriam's story

This is Mirriam, 54, a resident of Intramuros, Manila, Philippines. She is married to Calixto, a seaman, and they have children.

Mirriam operates a variety store. In the Philippines, a variety store is a retail store that sells inexpensive items, often with a single price for all items in the store. It is the place to go to buy one sachet of shampoo, a Php5-worth of cooking oil, or an egg. She earns by getting supplies at wholesale prices and selling by the piece. Her regular customers are her neighbors and the local community; she earns a minimum of Php500 in sales every day. She manages their household while operating the business, and she and her husband are working hard to continually provide income for their everyday expenses.

She is requesting a PHP 20,000 loan to help her continue in the operation of her business. She will use the loan to buy groceries, toiletries and beverages to expand her product inventory.

Mirriam hopes that her business will continue to grow, and dreams of a better life. She meets up with her co-fellowship* members to share stories of her life and business every week and to draw strength and inspiration from the fellowship and the Word of God she studies.

All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay micro finance loans.



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