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Merg, a 47-year-old divorcee, has six children who are all in school. She resorted to dairy farming since there was available land and so she had to look for a market in hotels and dairies in order to get income to take care of the needs of all her children and dependents. She is thankful to Ugafode for giving her financial aid when she needed it most. She has been able to grow her business using the funds and is excited that Kiva is interested in partnering with her. She is hard working and shrewd, and she believes she will go far in her business.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

About Uganda

  • $1,800
    Average annual income
  • 183
    View loans »
    Uganda Loans Fundraising
  • $32,674,725
    Funds lent in using Kiva
  • 2,577.3
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Merg to buy cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 12, 2013
Jul 5, 2013
Currency Exchange Loss:
Jul 17, 2014