A loan of $575 helped to buy clothing, sandals, toothpaste, shampoo, soap and chocolate.

Margarita Del Carmen's story

Margarita is 36 years old, lives in San Juan Nepomuceno village, Bolívar state, with her three children ages 3, 5, and 10. Taking advantage of her experience in sales, for the past year she has been selling toiletry items such as toothpaste, soap, shampoo, and clothing. She began this business through her family who lives in Venezuela, and the send her things from her home country. Her long term goal is to have her own location with her siblings and she is thinking of locating it in the home where she lives as it is located on a corner where many people pass by and can make her sales from a fixed location. Her dream is to offer prosperity to her children, a good education so that in their future they will be successful. Meanwhile she works very hard and drives a minimum 17% profit on her sales, from which she projects her growth. Today she is applying for a Kiva loan, her fist financing through Fundación Mario Santo Domingo, with which she will buy clothing, sandals, toothpaste, shampoo, soap and chocolate. With the loan her capital will increase and she will be able to sell her products opportunely.

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Translated from Spanish by Kiva volunteer Cindy Kendall

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