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Maria Haydee
María Haydee is 35 years old, married, and lives in Chichigalpa. She has two children to take care of, one in primary school and the other in secondary school.

She owns a small grocery store where she sells food products, household goods, and general merchandise like rice, sugar, beans, oil, frozen products, candies, children's, women's, and men's clothes, cosmetics, shampoo, and other things. She started this business many years ago by selling snacks. After a while, she got the idea to open a grocery store, taking advantage of the fact that there was not a business by her home that sold basic goods and general merchandise.

She makes her purchases in wholesale markets, stores, and from suppliers who come to her store to sell their products. Her sales are in cash and credit to regular and occasional customers.

The payment of her family's expenses, which include food and maintenance, depend on the business that she runs.

María requests this loan for working capital, to invest in more products for the store, and for general merchandise.
View original language description ↓
María Haydee de 35 años de edad, casada y del domicilio de Chichigalpa, con dos hijos uno cursando sus estudios primarios y el otro sus estudios secundarios que aún están bajo su cargo, es propietaria del negocio de una pulpería, donde vende productos alimenticios y básicos para el consumo del hogar como: arroz, azucar, firjoles, aceite, productos congelados, golosinas entre otros al igual que mercadería en general como: variedades estilos de ropa para niños, damas y caballeros, cosmeticos, shampoo entre otros, este negocio lo empezó hace varios años, con venta de golosinas y con el tiempo le surgió la idea de establecer una pulpería, aprovechando que en ese lugar de su casa donde habita no había un negocio cerca de ese lugar, donde ofreciera productos básicos y de mercadería en general realiza sus compras en mercado mayoreo, tiendas y proveedores que llegan a su negocio a ofrecer productos, sus ventas son al contado y al crédito a clientes fijos y también eventuales, los gastos de la familia dependen del negocio que ella administra, para el sustento y manutención del hogar. María está solicitando préstamo para capital de trabajo invertir más en productos de la pulpería y mercadería en general.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 25.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Maria Haydee to buy food products, household goods, and general merchandise to sell in her store.
100% repaid
Repayment Term
24 months (Additional Information)
Repayment Schedule
Jun 28, 2013
Jul 24, 2013
Currency Exchange Loss:
May 17, 2014