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Yormuhammad H. lives in Nurek. He is married and has 6 children. He works in agriculture and grows vegetables. Yormuhammad sells his harvest at the market. He has been in this business for 20 years and earns decent profits. Yormuhammad would like to take out a loan to purchase fertilizer. In addition, he is getting ready for planting and would like to purchase high quality seeds. Yormuhammad will pay back the loan over a 12 month period.

Translated from Russian by Sabina Holzman, Kiva Volunteer.

Хакимов Ермухаммад житель города Нурек.Женат , имеет шестерых детей. Занимается земледелием. Выращивает овощи . Готовый урожай продает на рынке . Занимается этим видом бизнеса уже 20 лет. Дело имеет неплохой доход. В данный момент хочет получить кредит и закупить удобрения. Кроме того он готовиться к засеву и хочет купить качественные семена. Погасить кредит планирует в течении 12 месяцев

Additional Information

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 216
    View loans »
    Tajikistan Loans Fundraising
  • $32,092,775
    Funds lent in using Kiva
  • 3.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Yormuhammad purchase fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 17, 2008
Oct 1, 2008
Currency Exchange Loss:
Nov 15, 2009