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Juán Luis
Juán Luis is 33 years old and married. He lives with his spouse, who is his greatest priority. With this loan, he plans to buy fungicides and adequate fertilizers to grow coffee, as well as pay his hired help for their labor on the plantation. He also plans to buy some high quality young plants to replant at the beginning of the rainy season. Juán Luis's goal is to increase the density of plants in the area, as well as to take advantage of the fertile soil and weather conditions that are good for growing coffee. With these improvements to his cultivation, he hopes to obtain some earnings and therefore improve his family’s living conditions. Juán Luis also hopes to invest a little more in his fields and achieve some of his goals. This is the first loan he has received from FUDECOSUR. Juán Luis has not had other loans before from state banks, but FUDECOSUR has offered him a loan with greater support and much lower interest rates.
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Juán Luis, tiene la edad de 33 años, está casado, vive con su esposa que es su mayor prioridad. Con su crédito pretende hacer la compra de fertilizantes adecuados para el cultivo de café, fungicidas y pagar mano de obra en trabajos de asistencia a la plantación, además de comprar algunas plantas de buena calidad de almácigo para hacer resiembras a inicio de lluvias esto con el objetivo de aumentar la densidad de plantas por área, además de aprovechar la buena fertilidad del suelo y las condiciones de clima y otras que favorecen al cultivo de café. Con estas mejoras al cultivo espera obtener un poco de ganancias y así mejorar las condiciones de vida de su familia y también invertir un poco más en el área de cultivo y también cumplir algunas metas. Es el primer préstamo que recibido de FUDECOSUR. Él no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 1
    View loans »
    Costa Rica Loans Fundraising
  • $4,810,400
    Funds lent in using Kiva
  • 502.4
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Juán Luis to buy supplies for growing coffee.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 15, 2013
Jul 3, 2013
Currency Exchange Loss:
Apr 17, 2015