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María is single and doesn’t have children. She lives in her mother’s one-room house with brick walls and a dirt floor. The house is in the Tembladerani zone of the city of La Paz.

Currently she works as a secretary in a private company for more than eight hours a day because she has to use what she earns to cover the cost of food and basic utilities for her family.

She needs the loan to pay for her studies, since she cannot afford to pay for them with the little she earns.

María’s dream is to finish her studies and improve her income so that she can become independent, because she wants to improve her quality of life.

This is the first time that she has requested a loan from IMPRO, and the first time with Kiva.
View original language description ↓
María, es soltera y no tiene hijos, vive en la casa de su madre ocupando solo una habitación con paredes de ladrillo y el piso de tierra, la casa se encuentra ubicada en la zona Tembladerani de la ciudad de La Paz.
Actualmente trabaja como secretaria en una empresa privada por mas de ocho horas al día ya que con lo que gana debe cubrir sus gastos de alimentación y pago de servicios básicos de su familia.
El crédito lo requiere para el pago de sus estudios ya que con lo poco que gana no le alcanza para pagarlos.
El sueño de María, es terminar sus estudios y mejorar sus ingresos para poder independizarse ya que desea mejorar su calidad de vida.
Es la primera vez que solicita crédito junto a IMPRO y la primera vez con KIVA.

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Bolivia

  • $5,500
    Average annual income
  • 125
    View loans »
    Bolivia Loans Fundraising
  • $34,692,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Maria to pay for university studies.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 13, 2013
Jul 3, 2013
Currency Exchange Loss:
Jan 18, 2015