A loan of $825 helped to buy fertilizer and pay labor costs.

Jean De Dieu's story

Jean De Dieu is a father of three. He is 32 years old. His wife is a farmer.

With the loan, he wants to buy fertilizer and pay labor costs to boost rice production. The profits will be used to reinvest in the similar business.


The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.

Loan details

Lenders and lending teams

Loan details