A loan of $250 helped to purchase poultry.

Mercy's story

Mercy is a farmer in the Muranga area of Kenya, which is situated near Nairobi. Her primary income sources are tea, crops, and breeding chickens and rabbits. She has been engaged in this work for four years. She has two children.

When asked what is most enjoyable about farming, she replied, "Rearing chickens and rabbits." She says her biggest challenge is "Brooding."

Mercy was asked why she chose Juhudi Kilimo for this loan, to which she replied, "To grow in farming." When asked what was learned during Juhudi's required micro-finance training session, she answered, "Doing agri-business."

Her highest monthly expense is covering essential family expenses. When asked how the loan will benefit her family, Mercy replied, "Uplifting living standards."

As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Mercy owns poultry but reports that she does not own the following: "cow, pig, pump, bicycle, motorcycle, automobile." Juhudi Kilimo also tries to measure any change in living standards based on this loan. This borrower has in her household "mosquito net, electricity, running water, TV, DVD" but does not have "solar power, sewing machine."

Note: To create this loan profile, Juhudi Kilimo used a mobile device to gather information in the field and send the data to a central online repository, thus reducing paper use, making the process more efficient and keeping costs down.

Loan details

Lenders and lending teams

Loan details