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Kholod is a conservative person who prefers not to have her photo published online, so her husband appears in her Kiva profile photo in front his house.
Kholod is a 32 year-old married woman from a refugee camp in Nablus city. She is a mother with three children, two sons and one daughter. Kholod's husband works as an employee in the United Nations organization in his city. He gets a good income but not enough to cover all the family needs.
Kholod and her family live in a simple home. It is a small, so Kholod and her husband would like to build an additional room. This will improve the living conditions for the family.
Kholod took a USD loan from FATEN. This loan will help Kholod and her husband to build an additional room on the family house.

Additional Information


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Palestine

  • $4,900
    Average annual income
  • 90
    View loans »
    Palestine Loans Fundraising
  • $14,176,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Kholod to build an additional room in the family home.
Repayment Term
39 months (Additional Information)
Repayment Schedule
Jun 11, 2013
Jul 4, 2013
Currency Exchange Loss:
Aug 3, 2013