A loan of $1,000 helped to plant beans.

José Manuel's story

José Manuel is 30 years old and is in a common-law marriage. He lives with his wife and his children, who are his biggest priority. With his loan he hopes to purchase some fertilizers for his bean crops and other products for his crops so the germination will go well, in addition to purchasing good-quality seed and paying for labourers to apply the products to his crops and help him with the field once the crops have grown. What he is trying to do is take advantage of the good weather and ground conditions this zone has for planting this type of crop, and also put his experience of several years in managing staple grains to use. Besides being able to buy the best products of the greatest quality so that his crops will grow well and be healthy and he will have a good harvest, he wants to have a large output soon. He wants to use the income he hopes to obtain from the harvest for the well-being and education of his family, as well as to fulfil some family goals and continue investing more in his crops. This is the first loan he has received from FUDECOSUR. He has no previous loans with state banks, but FUDECOSUR has offered him the loan on better terms and with a much lower interest rate.

Translated from Spanish by Kiva volunteer Eloise Minogue

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