Check out some available loans that are similar to this one!
Joselyn Verónica
Joselyn Verónica is 18 years old, single, and lives with her parents and siblings, who are her greatest priority. With her loan she intends to buy some materials that can help with the repair of her home and pay laborers who will be making the repairs, and in this way eliminate some problems with water entering the home as the rainy season is now starting, and in this way she can offer a better quality of life for her family. With this purchase she intends to improve the quality of her house and the quality of life for her family, taking advantage of the lower prices for some good quality materials. This is the first loan she has received from FUDECOSUR. She hasn't received other loans from banks, but FUDECOSUR has provided a loan more easily and with much lower interest rates.
View original language description ↓
Joselyn Verónica, tiene la edad de 18 años, está soltera, vive con sus padres y hermanos, los cuales son mayor prioridad. Con su crédito pretende hacer la compra de algunos materiales que le puedan facilitar la reparación de su vivienda y pagar mano de obra de la reparación, y de esta manera eliminar algunas problemas de entradas de agua a la vivienda en el periodo de lluvia que ya está iniciando y así poderle ofrecer una mejor calidad de vida a su familia. Con esta compra pretende hacer una mejora de buena calidad a su casa y que su familia mejoré su calidad de vida y aprovechar precios bajos en algunos materiales y que son de buena calidad. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Costa Rica

  • $12,900
    Average annual income
  • 1
    View loans »
    Costa Rica Loans Fundraising
  • $4,810,400
    Funds lent in using Kiva
  • 500.4
    Costa Rica Colones (CRC) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $600 helped Joselyn Verónica to make home repairs.
91% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 10, 2013
Jul 2, 2013
Currency Exchange Loss: