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Ujamaa Group
In this Group: Chito, Veronique, Esther, Kapama, Ernestine, Immaculee, Mubawa, Kaneno, Therese, Mitandi, Harerimana, Sijuwe, Buhendwa, Ruhigisha, Clemence, Chantal, Philomene, Jacqueline, Dafrosa, Nubukeye, Marcelline, Kashali, Farida, Akili, Jeanine, Wivine, Kyalu, Rwabahizi, Marie, Tumaini, Yalala, Buhendwa, Sabuni, Kinono, Espe, Mahatane, Bwira, Mamato, Musole, Kalume, Claudine
This client, by the name of Marie, is the leader of the Ujamaa business group. She is an experienced young entrepreneur, 34 years old, married and the mother of seven children, all of whom are in school. Her husband sells fuel (gas). Marie sells fish. She sets up her produce at the market and sometimes by her home. She has launched her business with her own starting capital received from her husband about six years ago. This new loan will allow her to buy four baskets of fish. She would like to expand her business, provide for the education and food for her children and purchase a second land plot. Finally, she expresses her heartfelt thanks to Hekima for its microloans supporting small business owners.
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La cliente Marie est leader du groupe d’affaire « Ujamaa», jeune entrepreneur expérimentée, âgée de 34 ans, mariée et mère de 7 enfants qui étudient tous. Son conjoint est un vendeur de carburant (petit pétrolier). La cliente est vendeuse des poissons. Elle installe ses produits au marché et parfois à son domicile. Elle commença ses affaires avec son fonds propre reçu de son mari, Il y a environ 6 ans. Ce nouveau prêt va lui servir d’acheter 4 paniers de poissons. Ainsi, elle souhaite accroitre son entreprise, scolariser, nourrir ses enfants et acheter une seconde parcelle. Au finish, elle remercie fortement Hekima pour son soutien en microcrédit aux petits entrepreneurs.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 18
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,953,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Ujamaa Group's $6,175 loan helped a member to buy four baskets of fish.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 19, 2013
Jul 2, 2013
Currency Exchange Loss:
Nov 17, 2013