A loan of $350 helped to purchase poultry.


Maurine's story

Maurine lives in the Litein area of Kenya. She has one child and has been doing agricultural work for six years. Her primary income sources are milk and tea.

She stated what is most enjoyable about farming to her: "Returns gotten from farming." Her biggest challenge, she says, is "selling products." An animal on the farm has been given the name Hu.

Maurine was asked why she chose Juhudi Kilimo for this loan, to which she replied, "Farmers incentives." This client was also asked what was learned during Juhudi's required micro-finance training session, and she said she learned about interest rates.

Her highest monthly expense is farming costs. When asked "How will this loan benefit her family?" Maurine replied, "It will better [the family's] living standards."

As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Maurine owns a cow, but does not own a pig, poultry, pump, bicycle, motorcycle, or automobile. Juhudi Kilimo also tries to measure any change in living standards based on this loan. This borrower has in the household mosquito netting and a sewing machine, but does not have electricity, solar power, running water, TV, or DVD.

Note: To create this loan profile, Juhudi Kilimo used a mobile device to gather information in the field and send the data to a central online repository, thus reducing paper use, making the process more efficient, and keeping costs down.



Loan details


Lenders and lending teams



Loan details