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Muhayo is 35 years old. She is divorced and has four children. She is very kind and goal oriented woman. Muhayo has a difficult fate. Her husband has left her with four children and she has to provide for them. Muhayo has decided to start her own business for the well being of her family. With this goal she has taken the Achieve Success course organized by the Association of Business Women and received a certificate. Right now she can start her own business and become successful in this field. She wants to start a business buying and selling food items. She plans to use the received income to provide for her children with good education and high calorie food. She is asking for a loan in the amount of $1,000 USD to buy food items to start her new business. She is awaiting for your kindness.
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Мухаё 35 лет. Она разведена и на воспитании имеет 4 детей. Она очень добрая и целеустремленная женщина. Мухаё имеет очень трудную судьбу. Ее муж бросил ее с 4 детьми. Мухаё должна обеспечить своих детей. Мухаё решила организовать свой бизнес для благо получения семьи. С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь она вполне может организовать свой бизнес и стать успешной в этой сфере. Она хочет организовать бизнес купле продажей продуктовых товаров. От полученного дохода она планирует обеспечить своих детей с хорошим образованием и высококалорийными продуктами питания. Она запрашивает займ на сумму 1000 долларов США для покупки продуктов питания, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 210
    View loans »
    Tajikistan Loans Fundraising
  • $32,074,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Muhayo to buy food to start a new business.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 12, 2013
Jul 1, 2013
Currency Exchange Loss:
Aug 17, 2014