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4 Cats Group
In this Group: Susan , Marilou , Sahlee , Anecita , Elisa
4 cats is a group composed of five Filipino ladies who all work as housekeepers for Lebanese families. They decided to form the group in order to support each other financially and improve the socioeconomic situation of their respective families.

Susan is the leader and featured member of this group. She is a 50-year-old married mother of five children, standing on the far left of the picture. Her husband is currently unemployed, which means that her entire family depends on her salary. However, all her children are enrolled in schools, and her income is barely enough to provide for one person. Thus, she decided to acquire the group loan from Al Majmoua to settle the schooling tuition fees of her children. This would allow her children to acquire the proper education she did not have the opportunity to obtain.

As for the other group members, Marilou is the lady wearing a cap, Sahlee is the woman wearing a pink shirt, Anecita is the lady standing on the far right of the picture, while Elisa is the woman standing left of Anecita.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 44
    View loans »
    Lebanon Loans Fundraising
  • $19,495,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of 4 Cats Group's $3,000 loan helped a member to pay the tuition fees of her children.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 2, 2013
Jul 3, 2013
Currency Exchange Loss:
Jan 17, 2014