Elsa is 41 years old and married with six children.
She earns a living by farming rice in the Philippines. Elsa is borrowing PHP 10,000 through NWTF to buy fertilizer and other farm tools.
Elsa has been farming rice for 20 years and earns additional income from her variety store.
She is working tirelessly toward the attainment of her dream of building and expanding her business to secure the future of her family.
About Negros Women for Tomorrow Foundation
Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.