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Rafiki Group
In this Group: Chachingi, Sikujua, Mutangi, Justine, Mutunzi, Sifa, Sekalyongo, Bahiga, Faustin, Chiza, Cinyanura, Nyabienda, Mbotole, Chinyawa, Polepole, Kawaya, Ibonga, Kasiki, Masika, Furaha, Kasereka, Charlotte, Nguba, Yalala, Vumilia, Nyaruke, Mbate, Mulumba, Karhahanya, Bigaragara, Vumilia, M'kayira, Fatuma, Kankuyo, Maliro, Kavanga
The client Nyaruke is a member of the business group "Rafiki". She is a young experienced entrepreneur, 35 years old, a widow and mother to 2 children who both study. Her spouse brutally deceased following a cardiac illness. The client is a seller of clothing and shoes. She sets up her merchandise along the street and sometimes at her home. She started her business with a loan from the MFI Hekima, about 7 years ago. She will use this new loan to buy 6 pieces of pagnes [colorful African fabric]. Thus, she hopes to grow her capital, school her children and buy a plot of land for her children. Finally, she hardily thanks Hekima for its microloan support to small entrepreneurs.
View original language description ↓

La cliente Nyaruke est membre du groupe d’affaire « Rafiki», jeune entrepreneur expérimentée, âgée de 35 ans, veuve et mère de 2 enfants qui étudient tous. Son conjoint fut brutalement décédé suite à une maladie cardiaque. La cliente est vendeuse d’habillement et des souliers. Elle installe ses marchandises au long de la rue et parfois à son domicile. Elle commença ses affaires avec le prêt de l’IMF Hekima, Il y a environ 7 ans. Ce nouveau prêt va lui servir d’acheter 6 pièces de pagnes. Ainsi, elle souhaite accroitre son capital, scolariser ses enfants et acheter une parcelle pour ses enfants. Au finish, elle remercie fortement Hekima pour son soutien en microcrédit aux petits entrepreneurs.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 17
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,397,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Rafiki Group's $5,950 loan helped a member to buy 6 pieces of pagnes [colorful African fabric].
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 18, 2013
Jul 2, 2013
Currency Exchange Loss:
Dec 17, 2013