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Shafeela is a 29-year-old married woman. She has three children; all are going to school. She is happily running a small general store at the corner of her house where she offers various types of products such as bangles and handicrafts to the people of her community.

Her business is at its initial stage and she wants to expand her business. So, she requested a loan of 25,000 PKR to buy more products such as dozens of bangles with different colors and designs as well as some decorative pieces to inflate her sales. She is in her third loan cycle with good repayment history. She hopes to have a good experience with this new loan and wishes to spend part of the revenue to deal with the expenses of her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 223
    View loans »
    Pakistan Loans Fundraising
  • $17,650,250
    Funds lent in using Kiva
  • 99.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Shafeela to buy more products such as dozens of bangles with different colors and designs as well as some decorative pieces.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 13, 2013
Jul 3, 2013
Currency Exchange Loss:
Jul 17, 2014