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Zebi is a middle aged woman; she is married and has four children and lives in the Gafurov district. She has worked as a dry-cleaner for over thirty years. Her husband is a farmer; he has land where he grows rice. The family now has seven members: Zebi's two sons and two daughters, the elder daughter's husband, and the wife and child of the eldest son, who works in construction. The younger son is finishing high school this year.

Zebi has a large house, and she would like to do some repairs, since upkeep hasn't been done in a very long time. The house is in bad condition, but to fix it will require money, and they don't have much extra since in May Zebi's husband spent money on rice planting, and the harvest will be in October. For that reason Zebi decided to request a loan to buy building materials and repair the house. She thanks you in advance for bringing her plans to fruition.
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Зеби женщина средних лет, замужняя, имеет четверых детей. Живет в Гафуровском районе. Она более тридцати лет работает на химчистке. Её муж занимается сельскими работами, у него есть земля, занимается рисоводством. В семье сейчас семь человек, у Зеби два сына и две дочери, старшая дочь вышла замуж, старший сын тоже женат, имеет одного ребенка, работает на стройке. Младший сын в этом году закончил школу.
У Зеби большой дом, и она хочет отремонтировать его так как очень долгое время не ремонтировали. Дом в плохом состоянии. Но для этого нужны денежные средства, а наличность у них мало, так как в мае её муж потратил деньги на посев риса, а урожай будет в октябре. Поэтому Зеби решила получить кредит, купить строительные материалы и отремонтировать дом. Заранее благодарит Арванд за осуществление ее планов.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 213
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $700 helped Zebi to buy building materials.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 18, 2013
Jun 30, 2013
Currency Exchange Loss:
Jul 30, 2013